Business Money Books

My daughter has been asking about ways to make money for the last couple of weeks, so I decided to get her this book. It gave her some ideas and encouraged her to look for more ideas on her own.

Does your young lady know the value of money? How do you teach her to make money work for her is wonderfully expressed in this book. Preteens(and all of us) need to know how to live on what money they have and refrain from debt and overspending ..a life-style habit can begin early when the young girl knows expectations of her in regard to money.

This book isn't as good as the other ones. I mean,it was a good book,but I think the other ones were better. But it does help you about spending money and stuff. But it also was a little boring at parts.

Money is such a simple thing, but the way we earn it, save it, spend it, owe it, etc. is a very complex thing, indeed.

A Smart Girl's Guide to Money is an exceptionally well done book aimed at a young audience -- hopefully before they make the uninformed miscalculations that drive an alarming number of Americans into debt, sometimes before they graduate from school.

How wonderful that American Girl has combined both survival skills and entertainment to benefit their target audience! Well done!

The first thing my daughter, age 11, read was the 101 moneymaking ideas and unfortunately, she was "smart" enough to point out that it really wasn't 101 unique ideas. For example: Decorate tins for Valentines day (#98) is similar to #99, #100 and #101 which are to decorate tins for other special days. Nevertheless, I pointed out that one idea can have different uses... She seemed satisfied with that answer and quickly moved on to "How to get a raise" in the allowance section.

I was impressed at the succinct ways in which ideas are addressed. The book includes:
~ many different emotions associated with money (including friendships and partnerships),
~ how everyone's personality is different (creating a different spending style)
~ values of money (good or bad purchases and needs or wants)
~ budgeting (including plastic money, use of checks with ledger entry, and types of investments)
~ a few quizzes such as one to figure out what type of work is best for you

Don't expect a lot of heavy discussion and explanations. As I said, the text is succinct, even to the point where you may need to add some parent explanations. Parent involvement is a good thing though, because the sooner you discuss finances with your child, the better off he or she will be.

This is an excellent first book to give a teen who is not sure about investing as a good place to put his or her money. It is written with teens in mind and has tons of real-world examples to which teens can relate. It is a good start to get teens exciting about making their money work for them. I got it for my 16-year-old nephew who was skeptical, but is on board with taking control of his own financial future.

This book will basically focus on the way the stock market works and how to invest in it. It also tells you how much you can save in the future. It is the meat of the book when it comes to the stock market, but the book will also teach you the cost of bad habits such as smoking and the upsides of credit cards if used right. The book teaches you how to get your money's worth in the bank, teaching you everything from how they make money to what a cd is. The worst thing about this book that annoyed me so much, I took off a point, was that they try to write the book in a type of slang format. Going from saying the word dawg and writing rock lyrics about the book. This is very annoying, but the tips this book gives are just too valuble to detour you alway.

I recommend it to anyone of any age.

This books gives the true value of savings: a life worth dreamings about and investments we make for it to see it happen. This is a sweet and funny little book that makes money look exciting as a tool and token. I see this book as the clues to playing a cool video game. (More, like the hint book.) It's so casual that you think your reading Reader's Digest. You never feel confused! Math teacher's, parents, middle schoolers, high school students, college students, retirees: you'll love this book.

This book has reinforced what I have been preaching to my 17 year old for years......1) save and invest your money early, 2)live within your means as you get started in life (used vs new car), 3) attend the local university (keep student loans to minimum) and 4) practice a healthy lifestyle and you will soon learn that by the time you are 30 you will have more financial freedom and less debt than 90% of Americans.

I wish I had been taught the discipline for the first two items as it wasn't until age 40 that I reached financial freedom. Fortunately for him, he is a believer after reading this book. Maybe along the way he will guide others in the right direction.

I only skimmed this book (after all, I own almost all the other TMF books!), but I think this book is by far one of the best financial books for **any** new investor, regardless of age. While other books may have more content, this is one of the most approachable financial and investing books I've read. (Plus, its worksheets **force** you practice what you read!) Readable by adults, too!

I have read both of the MF101 books and find that they do not fully disclose the potential pitfalls of equity harvesting. I believe as a mortgage planner, it is my duty to introduce my clients to the concept of equity harvesting; however, under full disclosure. Equity harvesting can be a powerful wealth building tool, but before implementing equity harvesting, one must be aware of the pros and cons. I believe many advisors unknowingly may be opening themselves up to potential lawsuits by not fully disclosing the potential downsides to equity harvesting.


MF101 seems too much like a salse book created to sell life insurance products. Missed Fortune 101 implies that someone would be an idiot if they did not refinance their home and invest it in life insurance contracts. Can equity harvesting be a viable option for wealth building? Absolutely. However, the fact is that equity harvesting is not for everyone; therefore focusing on becoming debt-free, including paying your mortgage off early, is often times for many, the best course of action to take.

MF101 is nebulous in many of the concepts, and does not give full disclosure.

Add this to the list of books that explain how you can get rich in a fantasy world. Look folks, if it was easy everyone would be doing it. You'll get rich faster by putting the money you would spend on this book into a saving account.

Following the advice in this book is certainly better than doing nothing (financially speaking).

However, many of the concepts explains in this book are extremely misleading. Just a few examples are:

#1 Life insurance is rarely your best investment option. Mr Andrew fails to mention the extremely high commission and LACK of liquidity found in life insurance. His illustrations would never pass government standards of disclosure and consumer protection.

#2 Less than 5% of Americans pay 33% income tax. Again, this adds to the misleading nature of his illustrations.

#3 The idea of having a mortgage so you can save money on income tax is completely foolish! Lets say you are paying 33% in income taxes (as Mr Andrew loves to cite), most likely, you will not be eligible to deduct your interest anyway. But if you could, lets say you pay $1,000 of interest in a year, you would save $330 dollars in taxes. HOWEVER you still paid $1,000 in interest to save $330 in taxes. You do the math.

Again, if you are doing nothing financially, this book can help. However, you would be MUCH better off reading something like Automatic Millionaire by David Bach.

Dough Andrew has many ideas that seem to go against traditional ideas of investment. But once you read his book it seems like common since and you wonder why no one has presented these ideas before.

Very respectfully,

Marty Burbank, JD, LLM(tax)

My now former financial planner came to me last year all excited that it was a true wealth building opportunity and gave me a copy to read, which I did, from cover to cover. The other negative reviews do an excellent job of summarizing what I found after reading so I won't go into a lot of detail.
From my own perspective, I found there were some good ideas regarding the advantages of the Roth IRA's and 401k's, but I would be sure to consult a tax professional before making a move.
As far as the book is concerned, I found it to be based on a lot of mere assumptions of one's financial position. There was a lot of 'fuzzy' math in the illustrations, and numerous contradictory statements from one page to another.
The author references investing in "investment grade" insurance. There is no such thing. It is either universal or variable life, both of which are lousy vehicles for an investment and can have serious pitfalls in this situation. Do your own research or check with an impartial insurance professional if you have any doubts.
Additionally, the author does not portray any valid credentials, i.e. CPA, CFP, CLU, or anything related to financial advising. He's just another guy with a book.
I do not claim to be an investment professional, but I have found that it it is worthwhile to learn all you can to protect your own interests. So.....Watch Out!
I noticed that a lot of the positive reviews are from California and other sunbelt states. I'm just wondering how many of these folks actually did take the advice to mortgage their homes to the max, and now with the depressed real estate market have found themselves trapped in an "upside down" situation where the mortgage is far more than the market value of the house.

I don't know where to begin with this review, but I just wanted to say this is one of the best books on the subject and anyone interested in global economics and markets should read this book.

This is an excellent textbook for any intermediate level price theory or microeconomics course. The author is right when he says beginning students should find it easy to grasp and advanced students will find the material challenging and thought provoking. The portion devoted to a review of elementary topics is small, and I would not recommend this book as an introduction to economics. Any undergraduate who encounters this book should breathe a sigh of relief - it is definitely one of the better texts in the subject. Instructors looking for a good textbook would do well to choose this one.

The "study guide" that is sometimes packaged with the textbook is not entirely useful; the number of problems actually in the textbook should be more than sufficient. Overall, this is a great survey of price theory with Landsburg's signature examples and interesting applications.

I have only read two textbooks in my life that I would recommend to the public in general. This is one. If you have never studied economics, start here. Extremely readable. Note in particular the discussion on whether college should be outlawed (Chapter 9, "Knowledge and Information"), the tragic story of Treasury Bill #GS7-2-179-46-6606-1 (Chapter 17, "Allocating Goods over Time") and the Pigs-in-the-Box problem (Chapter 12, "Game Theory"). Don't succumb to the Nash equilibrium! Read Price Theory.

When you write a textbook in economics you have the opportunity, the responsibility even, to apply the theory to public policy and everyday life. Landsburg does this in an informative and entertaining way but overall he treats liberals more roughly than conservatives. There have been times when liberals seemed more ignorant of economics than conservatives but that does not explain why conservatives get off so easily in this book. Landsburg simply prefers examples that fit his political agenda. Sadly, readers will have no idea that the examples were choosen based on their political value as well as their pedagogic value.

Still, this book is entertaining, clearly written and teaches important material. If not for the political bias I would give it five stars.

I recommend this book for some undergraduate student to take an intermediate microeconomics! Lucid explanation and some pictures are the finest.His another work, Armchair economist,is also nice. Randsburg did many good jobs!

This is one of the best books I have ever read. Anyone who is just beginning with microeconomics, should start with this book. It is very simple and goes right to the point.

Family Wealth is an area in small and meduim size business that has lept to the front of issues facing their firms. As the baby-boom generation decides how an when to step aside Family Wealth should be a must read book on the topic of asset protection and family relationship.

This book is useless except for dysfunctional families (who won't read it and wouldn't take the advice).

This is the BEST book I have found (after looking a long time) to instruct those who understand AND believe in themselves in how to perpetuate their ideals.

While I may not fully share the author's bias (clearly described in an opening chapter), I emphatically endorse his diagram for perpetuation. This book is a treasure map for the future.

Gotta run.....hunting for treasure, y'know....

This is a must read for those of you who have or plan to have over $5 Million in Net worth. If you want to fulfill your responsibility to your family and give them the tools necessary to carry on your legacy, this is a great starting point.

Buy the 2004 edition published by Bloomberg Press and don't waste your money on this. The 2004 edition has much more material.

* The steps mention inside this book can still be apply with the current market.
* If you are looking for selling stocks short, this book is definitely for you.
* The only thing we need to succeed in this industry is for us to have a high capital at the very beginning.

How you rate a book on stocks depends upon what your level of experience and trading methods. I have been investing in stocks for several years, but am not a professional trader. I had never done a short sell. This book gave me clear insights into finding valuable short sales.

It could have been written a bit more clearly. O'Neil makes assumptions about the reader's understanding of some terminology, but it isn't a fatal mistake.

After some explanation of what to look for and why most of the book contains marked up charts of real life examples. I'm finding them more helpful than a lot text that says very little that is practical as in some other books.

I learned of Gill Morales though Gary Kaultbaum's radio show and then Subscribed to the Gilmo Report as a result, A lot of this book is his writing and is well done. I have been trading now for over 20 years and you never stop learning. Shorting stocks is a stressfull endevor for me and the more I can learn proper entry the better. The book goes though how to spot tops in stocks and speaks of general market direction as well. There are lots of charts that should help you to get the basic theme of how to spot these stocks. You should have a good foundation in Technical Analysis and back that up with company fundementals. You can make much more money going short if you know how to do it correctly. Traders want out of the Pool a lot faster than they want to get in. This can result in 15 to 20 percent gains in several days.

I noticed one reviewer criticized the weekly charts. Chart patterns are not magic, just visual representations of price action. If it rains 4 days straight, what is the probability of it raining another 4 days? What has happened in the past, if it rained 4 days? Take that same mindset and apply it to hours. What does 3-5 hours of trading tell anyone? Charts are no guarantee and chart analysis is an art, but it's all about probability, which requires time and sufficient data. But, cutting that time frame too short, over a few hours, is more tape and less chart. Tape "reading" is as much of an art as the charts. There will never be a surefire system, because everyone starts using a winning tactic and it won't work anymore. Any significant change in investment practices affects the price action, which is why the stupidity of everyone reaping 10% by investing Social Security funds in common stocks.

This is a great book, and just plain interesting for anyone who sees this subject as a hobby or major point of interest..not some silly get rich quick scheme. Saturday morning cable TV "paid programming" has enough get rich quick silliness.

This is a primer to the perils of selling short. It has the caveat of how the market can punish you for being short and alerts you to the fact that you are liable for the dividend payments while you are short. A must-read for all serious traders.

I am glad I have had an opportunity to read most of this book. I have to admit, though, that I did not read all of it. It is just too repetitive. Randy has good points, but like many preachers, he tends to say them over and over and over again.

I read the first section of the book and then skipped to some interesting appendixes he has in the back. Maybe someday I will read the middle of the book.

Still, it is a book worth reading, and I learned much from what I did read.

Recommended.

This is the best solidly Biblical treatment about money and possessions, that I've ever read, and I've read a lot!

What an eye opener this book is! He lets you have it like it is. Greed, gluttony and covetousness are NOT treated as virtues, like the "prosperity gospel" preaches. This book helps to get us, as Christians, back on the right track of why God gives us material blessings and what He expects us to do with them. God is the focus, not us. Be prepared for some soul searching introspection!

This is an excellent book on Biblical stewardship. It's a must read for anyone wanting to see what the Bible has to say about your possessions and how to view as well as handle them. Highly, highly recommended!

Those are big words but let me explain why I truly mean them. Before I'd even gotten past the first hundred pages this book helped me change the way I manage my finances. How? By changing and enlightening my perspective. We get so caught up in the here and now that we sometimes forget what life is really about and what truly matters.

To answer the previous post, this book has NOTHING WHATSOVER to do with "buying your way into heaven". That is a gift bought by the precious blood of Jesus Christ and we can do nothing to earn it. That's why it's a gift from God. However, how we live as a reponse to that is well within our control and how we manage our money says a lot about our view of God and our relationship with Him. That's what this book helps put into perspective first and foremost. Once you have that perspective you will start to change how you spend money without going through major internal efforts. Salvation is one thing and we can only get to Heaven by Jesus Christ and not our own efforts. How we live is another thing and once we've settled the first and are secure in the fact we cannot lose it then our living is to be in gratitude for that precious gift and not an attempt to earn it because we never could. That would diminish the fact that it is a gift of God.

The author's heart-felt and sincere efforts to please the Lord in every aspect of his living have produced the fruit of this very helpful and edifying book. In turn, this book can help the rest of us to do likewise. This book had such a profound impact on me that there was no other book that could compare to it for impact other than the Bible, which of course, is second to none.

This was a gift for my 9 yr old granddaughter. She told me she loved it.She had rented from the library and was overjoyed to have her own copy.

Of all the Andrew Clements school books I've read, Lunch Money was by far the least engaging. The reason for this is that a large part of the book focuses on numbers instead of people, and where Clements has succeeded in the past is in his ability to make us really like his leading characters. Greg, the lead character in this book, is not very nice. He's largely driven by money and selfishness, and although Clements does try to make Greg more personable by depicting his change of attitude, the change does not come off convincingly.

The concept itself behind the book is terrific: schools are hypocritical because while they profess to be trying to promote certain values and healthy lifestyles, the actions districts take are at times directly opposed to the high moral standards the districts are imposing on the students.

I did enjoy the book, and recommend it to those looking to read more of Andrew Clements' books. I would pick up Frindle, The School Story, or The Report Card first however.

Lunch Money is a good book for money lovers. Its about a boy who has all these good ideas to make money and then he comes up with his best idea yethe decides to make comic books!The princapal disagres but then Mrs Davenport decidesto let Greg sell comic books. I highly recomend this book!

I really liked LUnch Money because it was detailed, funny and lots more!
It is about a boy named Greg, who, really, really, really likes money. For almost his whole life he has been enemies with a girl named Maura.
What will happen?Read the book to find out!

I'm a nine year old boy from NY. This book is funny and serious, too. This boy Greg wants to make lots of money while copycats try to steal his ideas. He makes money by selling little chunky comics. I recommend this book to everyone.

WB